Personal

Get paid here. Spend there. Live everywhere.

Receive international income, manage supported currencies, send money and use your card from one app made for globally minded people in Latin America.

Financial services are provided through approved partners. Availability varies by country, profile and product.

Vonix card
Benefits

Stop juggling five apps to manage money abroad.

Bring payments, cards, supported currencies and international money movement into one clear experience. Less switching. More control. More freedom to move.

Vonix Add Money screen with USD, EUR and local deposit options
What you need

Receive international income

Eligible account details and supported payment corridors.

Vonix Send Money screen with recent transfers
What you need

Pay people or businesses abroad

Supported international transfers with clear pricing.

Vonix Cards screen with virtual and physical cards next to a contactless terminal
What you need

Spend across borders

Eligible virtual and physical cards connected to supported balances.

Vonix Crypto screen with portfolio and market prices, next to Bitcoin, Ethereum, USDT and USDC coins
What you need

Crypto, next to your currencies

Buy, sell and hold supported digital assets such as Bitcoin, Ethereum, USDT and USDC, through licensed partners where available.

Vonix Reports screen with transactions, volume and fees
What you need

Track your money

A clear view of balances, cards and transactions.

How it works

Sign up in five simple steps.

Vonix create account screen next to a secure checkmark
Step 1 of 5

Access details

Name, email, username, country, phone number with country code, and a password.

Email linked to a six-digit code on a phone
Step 2 of 5

Confirm email

Enter the six-digit code we send to your email. If it does not arrive, you can resend it.

Profile details on a phone and a profile folder
Step 3 of 5

Profile

Nationality, occupation, income and expected monthly volume.

Phone with fingerprint and PIN next to a shield and padlock
Step 4 of 5

PIN and biometrics

In the app only: set your PIN and turn on biometrics. Next, verify your identity.

Face scan on a phone next to a passport and ID card
Step 5 of 5

Identity check

Document and liveness check in the app before you transact. On the web, the liveness check is finished on your phone.

1 / 5

Open your account from wherever you are.

A fully digital onboarding built for people who live, work and get paid across borders.

For non-residents

Open your account from anywhere in the world. You don't need local residency.

Fast, digital opening

A simple, 100% digital onboarding with your passport. Your limits grow with your verification level.

The app

One app for your global life.

Balances, cards, transfers, conversion and crypto in one place. Swipe through the screens.

Vonix crypto portfolio screen
Crypto
Vonix cards screen
Cards
Vonix create account screen
Open an account
Vonix profile screen
Profile
Vonix sign in screen
Secure sign in
Crypto

Easy crypto, right in your app.

Buy, hold and convert supported digital assets such as Bitcoin, Ethereum, USDT and USDC from the same app you use for USD, EUR and BRL. Rate and fee are shown before you confirm.

  • BTC, ETH, USDT, USDC and SOL where available
  • Convert between crypto and supported currencies
  • Custody and execution through approved partners

Digital assets are volatile and are not covered by deposit protection. Availability depends on your country and profile.

Trade⚙
You payBal
You receive
Illustrative rates
Global coverage

Send money to 150+ countries.

Supported corridors by region. Availability, timing and fees depend on your country, profile and product.

Americas
Europe
Asia Pacific
Middle East & Africa

Availability varies by country, profile and provider. Final routes and fees are shown before you confirm.

Start sending
Plans

Choose the plan that fits your life.

Start with essential access and upgrade as your need for currencies, limits, card benefits and support grows.

Standard
USD10/month

Free when you move more than USD 1,000 a month

Opening: free

Essential access for everyday international money management.

Start with Standard
  • USD and GBP accounts
  • Virtual card included
  • Physical card: USD 40
  • Card daily limit: USD 1,000
  • Deposits up to USD 5,000 a month
  • FX spread 2% · crypto ⇄ fiat 2%
  • Local top-up (PSE, PIX, SPEI): 2%
  • Transfers between Vonix users: USD 1
Silver
USD29.99/month

or USD 299 a year

Opening or upgrade: USD 49.99, one time

For frequent international users who need more flexibility.

Choose Silver
  • USD and GBP plus 25 more currencies
  • Virtual card included
  • Physical card: USD 20
  • Card daily limit: USD 10,000
  • Deposits up to USD 50,000 a month
  • FX spread 1.2% · crypto ⇄ fiat 1.6%
  • Local top-up (PSE, PIX, SPEI): 1.8%
  • Free transfers between Vonix users
  • Fee-free ATM withdrawals up to USD 300 a month
  • 0.5% cashback on purchases
Lowest feesBlack
USD59.99/month

or USD 499 a year

Opening or upgrade: USD 99.99, one time

Premium access for higher activity and enhanced service.

Choose Black
  • USD and GBP plus 25 more currencies
  • Virtual card, Black edition
  • Physical card: free
  • Card daily limit: USD 25,000
  • Deposits up to USD 200,000 a month
  • FX spread 0.9% · crypto ⇄ fiat 1.3%
  • Local top-up (PSE, PIX, SPEI): 1.6%
  • Free transfers between Vonix users
  • Fee-free ATM withdrawals up to USD 1,200 a month
  • 1% cashback on purchases

Final pricing, fees and limits are confirmed during onboarding and may vary by product, country, volume and provider.

Compare plans →
Referrals

Invite someone and you both earn.

In the app you have an invite code and a link. When the person you invite opens an account and verifies their identity, you both receive the current program reward, shown in the app.

  1. 1

    Share your code or link

    Copy your code or link from Referrals in the app, or share it directly.

  2. 2

    They open and verify their account

    A 100% digital sign-up and identity check in the app, with your code added in the first step.

  3. 3

    You both get the reward

    It is credited to your Vonix account. Track invites, verifications and rewards on the same screen.

Coming soon · Vonix Smart Ring

Pay with a tap of your ring. No phone, no card.

A contactless payment ring linked to your Vonix account. Tap it at the terminal and pay from your balance in any country, with the same automatic FX as your card.

  • ))Contactless payments at any store with a contactless terminal.
  • $Pays from your Vonix balance with your plan's FX spread and limits.
  • ▣Managed in the app like any other card: activate and control it from Cards.
  • ◯Two finishes: carbon black and carbon white.
Open an account and join the list
FAQ

About your personal account.

The questions people ask before they open their account. More answers in the Help Centre.

Visit the Help Centre →
Who can open a Vonix account?

People around the world. You don't need local residency: you can open your account from anywhere with a valid passport, subject to availability in your country.

What do I need to open an account?

A valid passport and your basic personal details. The process is quick, simple and fully digital, with an identity and liveness check in the app.

Are there limits on the account?

Limits depend on your verification level and your plan. A higher verification level unlocks higher transaction and withdrawal limits and more features.

Does Vonix support crypto?

Yes. You can buy, sell and convert crypto from your account: USDT and USDC on 9 networks, plus BTC, ETH, LTC, BNB and SOL, through licensed partners.

Is Vonix a bank?

No. Vonix is a financial technology company, not a bank. Accounts, cards, FX and crypto services are provided together with licensed partners.

Get started

One account for a life without borders.

Open your Vonix account and discover the products available for your country and profile.

Get started